What Insurance Does Your Contractor Need For An Extensive Outdoor Renovation?

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If you’ve recently decided that this year will be the year you undertake an extensive and long-anticipated landscaping project – from building a larger deck or patio area to installing a koi pond or large garden bed – you may be wondering where to begin. The key to success when starting out on a large project is to begin planning early, and this can include applying for the necessary permits, having electrical and gas lines tagged, and reviewing your insurance coverage.…

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3 Things To Think About When Buying Insurance For Your Working Farm

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Looking for some insurance that will cover your working farm in case of a natural disaster or accident? Here are a few crucial things to think about when choosing which policy to invest in: Are Materials Included? More than likely, the insurance policies you consider purchasing will include farm buildings and equipment, but some of them may not cover materials such as animal feed, building supplies, and gardening tools. When comparing prospective farm insurance policies to one another, it’s important to take a good look at the fine print and determine exactly what each one covers.…

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Home Insurance Issues To Think About When Moving From An Urban To A Rural Home

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If you are planning to move from an urban to a rural dwelling, expect your home insurance rates to change. The changes can take any direction, but the following factors associated with rural homes mean your rates are likely to increase: Bigger Houses A home’s square footage is one of the factors that determine its insurance rates. The bigger your house is, the costlier it is to rebuild or repair after damage; bigger houses also tend to hold more contents (that are also covered by home insurance).…

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