2016

Business Insurance For A Single-Person Business

It’s becoming more and more common for individuals to start a business offering their personal skills as a service, or providing unique products to their audience. With these small, one-person businesses, it can be very important to get business insurance to protect the outcome of the business. Here is a guide to business insurance in these cases. Why Is Insurance Important? Business insurance may be especially important in the case that there is one person operating a business.…

Thinking Of Starting A Business? Make Sure It's Insured

Starting your own business is a fabulous way to create independence for yourself and take pride in your work. But to protect your abilities to make ends meet off of your business, it’s wise to get business insurance from the very start. Why Do You Need Insurance? You may wonder why you need insurance right away. In fact, insurance is in critical need when you’re just starting out. When your business is not yet off the ground, any setback could have a major impact on your ability to keep going.…

Three Reasons You Should Think Twice Before Buying A Minimum Coverage Auto Insurance Policy

It may be tempting to buy an auto insurance policy that is the minimum coverage required by law in your state. Although this policy will be cheap today, it may not be so cheap when someone or something damages your car, and there is no one responsible to pay for the damages. This is true whether your car is new or old. It may save you money to add a few options to a minimum coverage policy.…

Tips To Lower Your Insurance Rates After A Ticket Or Accident

A speeding ticket or at-fault accident can mean a sharp increase in your car insurance rates, which is reason enough to drive cautiously. If you do happen to get a ticket, though, don’t despair. There are things you can do to help negate some of the premium increases or at least minimize the length of time you have to pay the higher rate. The following tips can help. Tip #1: Go to court…

3 Ways You Could Potentially Lower The Premium On Your Homeowner's Policy

Maintaining insurance on your house is just something that comes with being a homeowner. If you’re smart, you’ll budget for this insurance at the same time you are negotiating your mortgage. That said, everyone likes to save money and if you feel like you’ve been paying too much on your current policy, you might be thinking about heading out and getting an insurance quote or two. Regardless of whether you stay with your current insurance provider or switch to a different company, there are a few things you can do that could potentially get you a lower premium.…

How To Get Renter's Insurance With Bad Credit

Just because you have bad credit does not mean that you should not be able to protect your belongings inside of your rental home and reduce your liability should an accident occur within your rental property. Here is what you need to do to get renter’s insurance if you have bad credit.  Shop Around To get renter’s insurance that you can afford, you are going to need to shop around. Shopping around for insurance is not going to hurt your credit score if you do it during a short time period.…

Why You Need A Life Insurance Policy Today

Are you the kind of person who plans ahead for the future? Do you have saving set aside for your retirement so you can live comfortably? Plenty of people start planning to retire even when they are relatively young. They know exactly where they want to live and what they are going to do with their free time once they no longer have to work. But far fewer people actually plan out what would happen if they were to succumb to an accident or illness.…

Several Home Insurance Questions Addressed

Homeowner’s insurance can be fairly expensive for you to purchase, but it is essential for making sure that your financial interests are protected in the event your house is destroyed or seriously damaged. Making sure that you are thoroughly protected will require you to be as informed as possible about this coverage. Where Will You Live If Your Home Must Be Rebuilt? When your home has been completely destroyed, you may find that it is necessary to make living arrangements while your home is being rebuilt.…

Get into an Auto Accident? 3 Tips for Taking Accident Scene Photos

While you may be a bit shaken up after being in an auto accident, you need to stay calm and assess your situation accurately. It could be either a small fender-bender or a major wreck that happened to you, but you’ll most likely be filing an insurance claim to have the damage repaired. In addition to your side of the story, it helps to have photos to prove who was responsible for causing the accident.…

How To Drastically Reduce The Cost Of Your Auto Insurance

You do not want to make the mistake of paying more for your auto insurance if you do not have to. In order to ensure that you are paying a truly affordable rate, you will want to make use of the following helpful money-saving suggestions. Make Your Car More Secure You want to make your vehicle as much of a fortress as possible. You can start with the simple things such as a steering wheel lock.…