2015

What Should You Do About Your Auto Insurance When You Move?

Are you about to move into another state or even city? You might want to double check your auto insurance policy before you settle on a place. Depending on where you’re moving to, your auto insurance might be much more expensive. You may not even be able to transfer your existing policy over, if you’re outside of your current coverage area. You Need to Notify Your Company Right Away You should always notify your insurance company within 30 days of any move.…

Decreasing Your Liability Through Action And Information - A Guide To Insurance Coverage For Food Processors

The agricultural industry has long been the backbone of the American economy, and food processing companies are an essential part of that industry. If you operate such a company, however, it’s vital that you have a complete understanding of potential risk factors and what you can do to mitigate them.  These risk factors include not only those which threaten the quality and safety of your food but also those which could potentially do you significant economic harm.…

4 Ways Your Address Affects Your Auto Insurance Premiums

Are you concerned about high auto insurance premiums? One factor you might not realize could be affecting you is actually where you live. In addition to your vehicle, the insurance company will also consider your personal history and your living situation. Here are a few of the major ways in which where you live can raise your auto insurance premiums. 1. Living too Far Away from Work or School Your auto insurance premiums are often calculated based on mileage.…

Three Factors That Are Taken Into Consideration When Determining Boat Insurance Costs

Getting a new boat can be a fun and exciting way to allow your family to get some exercise this summer and connect with Mother Nature. Owning a boat is a great responsibility, though. You need to make sure that you properly maintain the boat and that you have the proper insurance coverage on the boat. Use the following guide to learn what factors will be taken into consideration when you get insurance for a boat:…

Protecting Your Home: Beneficial Steps To Take When Purchasing Home Insurance

After buying a home, one of the most important things you can do is purchase insurance for it. This process doesn’t have to be hard when you take these steps. Understand the Different Types To help you make an informed decision, you need to first know what types of insurance you have access to. There are a lot of great choices today, such as HO-1, HO-2, HO-3, HO-5, HO-7 and HO-8 policies.…

Ways to Keep Life Insurance Proceeds out of Your Estate

If you have a life insurance policy that you have deemed to be payable to your estate, you may want to re-think that decision. When you name your estate as a beneficiary, you are adding money to the probate process, which adds to the value of your estate. The result could mean taxation for your heirs. Here are a couple of different ways you can ensure that your heirs will still be able to receive the proceeds of your life insurance policy, without adding value to your overall estate.…

3 Insurance Features That Can Add Convenience

Are you not satisfied with your current auto insurance policy? If so, and this is due to the lack of customer service and coverage benefits, then you may want to consider opting for a policy from a different provider. When shopping for your new coverage, there are services and features to definitely consider, such as: Easy Payment Arrangements: Having limited payment options with your insurance provider can be a hassle, especially if you are not happy with the option that they offer.…

3 Services to Consider When Selecting a New Insurance Provider

Shopping for new auto insurance can be tough, especially if you are on a tight budget and want to be confident that you are getting the best deal for your policy. There are a few things to consider before selecting a provider and a policy, as you will want to be sure that there are no hidden fees or an increase in your premium as you continue to be a policyholder.…

Looking To Spend Less Money On Insurance? 4 Tips To Lower Your Costs

Are you looking to save some money this year? One way you can save more money is to reduce the cost of your insurance premium. There are several ways to pay less to your insurer each month. Here are a few ideas: Only Carry Liability Coverage on Older Vehicles One of the best ways to reduce your insurance costs is to only have liability insurance coverage on older vehicles. This includes any spare cars you drive occasionally or a vehicle used primarily for work.…